OFFRZ — Sell Your House Fast
Foreclosure Prevention

Stop Foreclosure

Immediate help to save your home and protect your credit

24-48 Hour Response
No Upfront Fees
Expert Guidance
Urgent Action Required

Time-Sensitive Solutions

Every day counts when facing foreclosure. Here are your immediate options to protect your home and financial future.

Cash Sale

Sell your home fast to avoid foreclosure. Close in 7-14 days and eliminate mortgage payments.

  • Close in 7-14 days
  • No repairs needed
  • Fair market value
  • Protect your credit
Get Cash Offer

Loan Modification

Work with your lender to modify your loan terms, reduce payments, or extend the loan period.

  • Lower monthly payments
  • Keep your home
  • Government programs
  • Professional help
Learn More

Short Sale

Sell your home for less than what you owe with lender approval. Better for credit than foreclosure.

  • Lender approval required
  • Better than foreclosure
  • Professional guidance
  • Credit protection
Learn More

Take Action Today

Don't wait - these steps can help you avoid foreclosure and protect your financial future.

1

Contact Your Lender Immediately

Call your mortgage servicer today. Explain your situation and ask about available options. Many lenders have programs to help homeowners avoid foreclosure.

What to say:

"I'm experiencing financial hardship and want to explore options to avoid foreclosure. What programs do you have available?"

2

Gather Your Documents

Collect all necessary paperwork to support your case. This will speed up any application process.

Financial Documents:

  • • Pay stubs (last 2 months)
  • • Bank statements (last 3 months)
  • • Tax returns (last 2 years)
  • • Proof of hardship

Property Documents:

  • • Mortgage statements
  • • Property deed
  • • Insurance documents
  • • Property tax records
3

Explore All Options

Don't limit yourself to one solution. Consider all available options to find the best path forward.

Cash Sale

Fastest solution

Loan Mod

Keep your home

Short Sale

Lender approval

Government Assistance Programs

Federal and state programs designed to help homeowners avoid foreclosure during financial hardship.

HAMP (Home Affordable Modification Program)

Reduces monthly mortgage payments to make them more affordable for struggling homeowners.

Reduces payments to 31% of gross income
Extends loan term up to 40 years
Reduces interest rate as low as 2%
Principal forbearance available
Learn More

HARP (Home Affordable Refinance Program)

Helps homeowners refinance their mortgages even if they owe more than the home is worth.

No appraisal required
No LTV (Loan-to-Value) limit
Reduced fees and costs
Streamlined process
Learn More

Short Sale Process

When you owe more than your home is worth, a short sale may be your best option to avoid foreclosure.

What is a Short Sale?

A short sale occurs when you sell your home for less than what you owe on the mortgage. The lender agrees to accept the sale proceeds and forgive the remaining debt.

Better for credit than foreclosure
Lender approval required
Professional guidance recommended
Can take 3-6 months

Short Sale Process

1

Contact Lender

Request short sale application

2

Submit Documents

Financial hardship proof

3

List Property

With approved real estate agent

4

Accept Offer

Lender approval required

Additional Resources

Get help from trusted organizations and government agencies.

HUD Counseling

Free housing counseling from HUD-approved agencies to help you understand your options.

Visit HUD

Legal Aid

Free or low-cost legal assistance for homeowners facing foreclosure.

Find Legal Aid

Financial Planning

Professional financial planning services to help you manage your finances.

Get Help

Don't Wait - Get Help Today

Every day counts when facing foreclosure. Contact us now for immediate assistance and explore your options.

24/7 Support
No Upfront Fees
Expert Guidance