Privacy Policy

OFFRZ ("we", "us", or "our") respects your privacy and is committed to protecting your personal information ("Personal Information") and other data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website offrz.io (the "Site"), submit property details for cash offers, engage in real estate transactions, or use our services as a cash buyer of distressed properties. Our practices comply with applicable laws, including the California Consumer Privacy Act (CCPA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA) where applicable, and the Children's Online Privacy Protection Act (COPPA).

If you do not agree with this policy, please do not access the Site or use our services. By using the Site, you consent to our collection and use of information as described herein.

We collect Personal Information and non-personal data in the following ways:

• Information You Provide Directly: When you submit a property for an offer, request information, or contact us, we collect name, email address, phone number, mailing address, property address and details (e.g., condition, size, type, mortgage info), financial information (e.g., liens, debts for valuation), and any other data you provide. This includes data from forms like address autocomplete (via Google Places API).
• Automatic Information: IP address, browser type, operating system, referring URLs, pages viewed, time spent, device ID, and location data (via IP or device). We use cookies, web beacons, and similar technologies for analytics and personalization.
• Third-Party Sources: Property data from ATTOM API, title information from verification services, consumer reports from agencies (compliant with FCRA if credit checks are performed), or social media interactions.
• Sensitive Information: In real estate transactions, we may collect sensitive data like financial details or property records, used solely for offers, verification, and closings.

We do not collect information about race, ethnicity, or other protected classes unless required for legal compliance (e.g., fair housing laws).

We use your information for:

• Evaluating and valuing properties for cash offers, including using third-party data for accurate assessments.
• Formulating and negotiating transactions, including connecting with buyers and handling escrow (compliant with RESPA).
• Communicating about offers, agreements, updates, and marketing (with opt-out options).
• Improving our Site and services through analytics and personalization.
• Complying with legal obligations, preventing fraud, and enforcing terms (e.g., verifying identities for transactions).
• Marketing, including sending newsletters or offers from affiliates, with consent where required (e.g., CAN-SPAM Act).
• Real estate-specific uses like title searches, lien checks, and closing coordination.

We do not use your information for discriminatory purposes and comply with fair housing laws.

We do not sell your Personal Information. We may share it as follows:

• Service Providers: With vendors for API services (e.g., ATTOM for property data), title companies, escrow agents, and payment processors. They are contractually obligated to use data only for our services and maintain confidentiality.
• Trusted Buyers and Partners: Property details with vetted buyers in our network to facilitate offers and closings, ensuring they comply with our privacy standards.
• Legal Compliance: If required by law, such as subpoenas, court orders, or regulatory audits (e.g., RESPA disclosures, FCRA reports).
• Business Transfers: In mergers, acquisitions, or asset sales, with notice to users.
• Affiliates: For joint marketing or related services, with opt-out options.

We require all recipients to protect your information and use it only for the intended purpose.

We use cookies, web beacons, and similar technologies to:

• Enable Site functionality (essential cookies).
• Analyze usage (e.g., Google Analytics for traffic patterns).
• Personalize content and ads (marketing cookies, with consent).

You can manage cookies via browser settings or our cookie banner. Disabling may affect Site usability. We do not respond to Do Not Track signals but honor opt-outs under CCPA.

We employ industry-standard measures to protect your information, including:

• Encryption for sensitive data (e.g., SSL/TLS for transmissions).
• Access controls and firewalls.
• Regular security audits and compliance checks.

While we strive to protect your data, no method is 100% secure. In case of a breach, we will notify affected users promptly (e.g., within 72 hours under GDPR, or as required by CCPA).

You have rights under applicable laws:

• Access, Correction, Deletion: Request access, correction, or deletion of your data.
• Opt-Out: Opt out of marketing, data sharing, or "sales" under CCPA.
• Non-Discrimination: We do not discriminate against users exercising rights.
• GDPR Rights: For EU residents, additional rights like data portability and objection to processing.

Submit requests to [email protected]. We verify identity and respond within 45 days (extendable).

Our Site is not directed to children under 13 (or 16 under CCPA). We do not knowingly collect data from minors. If we learn we have, we will delete it immediately.

The Site is hosted in the U.S. Data from international users is transferred to and processed in the U.S. By using the Site, you consent to this transfer, subject to GDPR adequacy decisions or standard contractual clauses.

We may update this policy. Changes will be posted with the updated date. Significant changes will be notified via email or Site notice. Continued use constitutes acceptance.

For questions or requests:

• Email: [email protected]
• Phone: 1-888-859-0091
• Mail: OFFRZ, 401 E Las Olas Blvd, Fort Lauderdale, FL 33301